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Fight Back – Special Education Appeals Hearing

October 6, 2020 By Y3K

Parents most likely would find it difficult to represent themselves at a Bureau of Special Education Appeals hearing. This is especially true when going against a school system that has hearing experience, knows what they are doing and have their own lawyer to defeat you at all costs. Statistics show that parents without a lawyer are less likely to win against school districts.

If a parent believes they have a strong case, their best bet is to hire an educational lawyer to fight back. Although hiring a lawyer can cost money, if the school district loses the hearing, they have to pay the parent’s attorney fees.

Check back here next time as Y3K Tutor In Your Home will present some little known IEP facts that you need to know.

Filed Under: Articles Tagged With: money, parenting, school system, special education, SPED

Minutes & Money

June 27, 2019 By Y3K

Minutes are worth more than money.  Spend them wisely.  Enjoy your summer!

Filed Under: Articles Tagged With: analyzing, health, inspiration, money, summer

Private School Trivia #3 – Answer

April 25, 2018 By Y3K

Private School Trivia #3

A: $31,539 was the average 2017 tuition for private high schools in Massachusetts.

Filed Under: Articles Tagged With: Charles River School, Dana Hall School, Dana Hall School Tutoring, Dana Hall Test Prep, Dana Hall Tutor, Fay School Test Prep, Fay School Tutor, Fay School Tutoring, Jackson Walnut Park Schools, MA, Massachusetts, money, Newton Country Day School, Newton Country Day School Test Prep, Newton Country Day School Tutor, Newton Country Day School Tutoring, Rashi School Test Prep, Rashi School Tutor, Rashi School Tutoring, Rivers School Test Prep, Rivers School Tutor, Rivers School Tutoring, school, schools, Thayer Academy Test Prep, Thayer Academy Tutor, Thayer Academy Tutoring, trivia

Money & Kids #10: Setting Financial Goals

March 28, 2018 By Y3K

We all have financial goals in life, however, some do not know how to achieve them. Teach your kids about financial goals and financial plans. By making short-term and long-term financial goals, plans can then be created to reach those goals.  For example, a new video game system may be on the wish list.

Questions to ask are:

How much will it cost?

How much can we save at a time?

How many months do we have to save for it?

Teach your kids how setting financial goals is a skill they will be using throughout their lives. They will most likely be doing this for the purchase of a car, vacation, holiday presents, home purchase, and retirement. So teaching them about the different types of finances as soon as they are old enough to understand will be in your best interest.

Whilst teaching them about these fundamentals, be sure to mention how hiring the help of a financial advisor could have a positive outlook on their future financial situation too. You see, the role of a financial advisor is to provide the best service regarding your financial situation and to make sure that you live a life of stability in this area. Of course, these professionals are highly sought after, and many decide to use the idea of financial advisor marketing to help them reach as many potential clients as possible. Not only will this help the advisor receive more business, but it allows you to receive important advice when it comes to your financial situation now and in the future.

Learning about finances is one of the most important things you will ever have to do, so passing on your own knowledge to your children as soon as possible will help to put them in good stead when they’re old enough to deal with this situation themselves.

Filed Under: Articles Tagged With: children, kids, money, parenting

Money & Kids #9: Credit Building

March 26, 2018 By Y3K

It is important to teach children about how to maintain good credit. Teach them how the best loan interest rates only go to those with the best credit. Also future landlords and employers may check their credit when making a decision about them. The concept is a simple one. Keep a low balance on credit cards and pay your bills on time. You may want to talk to them about the pink slip loans you or someone you know has as a means of a short-term finance option, as well as all the repercussions from such loans.

You may also want to find additional information on how to build up credit should they find themselves in a financial situation. Maintaining good credit isn’t always straightforward as it may seem, so teaching your children how to build back their credit could be another good lesson for them. It is more likely that this will be the situation they will begin independent life with since most of their credit will be affected by student loans or other uncontrollable factors. Talking to a bank or another financial institute or company could be helpful in teaching your children about credit, debt, and finances. For example, you may want to visit NovaCredit.com, where you will find information on how to build up credit within the United States. This is great for students who wish to study or work within the country. Doing a little research into financial help and options within another country could be an excellent way to educate your children, should they need it in the future.

Filed Under: Articles Tagged With: children, kids, money, parenting

Money & Kids #8: Compounding Interest

March 22, 2018 By Y3K

Compounding interest is money that is added to your bank account over time. It can also be money that is added to your credit card bill or loan so you pay a lot more than you originally borrowed. Teach your kids about how saving money today can grow into something much more over time due to compounding. Also teach them how debts can grow into something larger over time due to compounding. Show them the math behind this concept. If you need help teaching them the math of compounding interest, contact Y3K Tutor In Your Home today.

Filed Under: Articles Tagged With: Brookline Tutoring, children, Dover Tutor, kids, math, Math Tutoring, money, Natick Tutoring, Needham Test Prep, Needham Tutoring, Newton Tutoring, parenting, Sudbury Test Prep, Wayland Tutoring, Wellesley Tutor, Weston Tutor

Money & Kids #7: Budgeting

March 20, 2018 By Y3K

Help your teen to create a mock budget using a possible future income. Go over with them all of the expenses that an adult faces (rent/mortgage, credit card bills, taxes, health insurance, auto insurance, auto repairs, entertainment expenses, gasoline, etc.). Let them get a feel for how much one can afford and how to budget so you can have money left over. Share with them the strategies you use in order to manage your money.

Filed Under: Articles Tagged With: children, kids, money, parenting

Money & Kids #6: Privacy

March 18, 2018 By Y3K

Teach your children the urgency of keeping private information about themselves a secret. Credit card numbers, bank account numbers, social security numbers must not given out. Review with them what to do if their personal information is ever stolen.

Filed Under: Articles Tagged With: children, kids, money, parenting

Money & Kids #5: Credit Cards vs. Debit Cards

March 14, 2018 By Y3K

Explain the difference between credit cards being a loan you have to pay back (usually with interest) and debit cards subtracting from your own funds. Also go over with them what to do if the card is lost or stolen.

Filed Under: Articles Tagged With: children, kids, money, parenting

Money & Kids #4: Credit Cards

March 11, 2018 By Y3K

Teach your kids how credit cards work. Most children view credit cards as free money which isn’t true so the sooner you can get them out of that mentality, the better of they will be in the future – this credit card interest calculator can be used as a tool to show them that it’s not true.

You will need to explain to your children what the benefits of a credit card is while also making it clear that there are risks. They should know that they can build a good credit score with their cards so it’s important to keep on top of repayments and they don’t allow themselves to make purchases they know will be hard to pay back. If they know that they will have to get a no credit history credit card, to begin with, because the banks don’t know if they are reliable with payments until they build credit, they will be able to narrow down their search when looking into their option, should they choose to get a credit card. Once they have built credit, they will be able to get better rates on things like mortgage or from loan lenders. They can even use their score to get a second card with a higher limit.

Review with them how the money must be paid back and how interest works. Make sure you also explain how some adults get trapped with debt by only making minimum monthly payments. Show them how different cards offer different interest rates.

Filed Under: Articles Tagged With: children, kids, money, parenting

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