Y3K Tutor In Your Home

Remote Learning: Neck and Back Pain

By

Are your children doing any remote learning this year? Many kids use a laptop computer in positions that may feel comfortable at the moment but are doing damage in the long run. Many students are suffering from neck and back pain due to long periods of time on their laptops sitting in unhealthy positions. Due to poor ergonomics, students are getting neck and upper back pain, which often includes pain into the shoulders as well.

Next time we will share some ergonomic suggestions to keep your kids pain-free while working remotely from home.

Executive Function and COVID-19

By

There is a special part of our brain that is responsible for executive function skills.  These skills include our ability to organize, plan ahead, and especially important in this day and age of COVID-19 . . . our ability to sense danger.  The problem is that this all takes place in the prefrontal cortex and this area of the brain does not fully develop until we are well into our 20’s.

Therefore children and teens may not sense COVID-19 danger and choose not to social distance.  It is up to us as responsible parents to monitor and keep our kids safe.  We need to make sure our teens are following social distancing. It is your responsibility as a parent to make sure they follow the rules even when they are out in public places like a field, playground, or hanging out with their friends.

Coronavirus Social Distancing

By

Now that schools are closed and a number of employees are working from home amid the coronavirus outbreak, people need to practice the concept of social distancing. It is the only thing that is going to immediately address the situation that we’re experiencing here in the United States. Y3K Tutor In Your Home asks all families to help flatten the curve. This means to spread out the impact of the virus over time instead of allowing it to spike as we’ve seen in Italy, for example, where the number of confirmed cases increased rapidly. A spike could overwhelm our health care system, even here in the United States.

Unfortunately there can be no play dates for your children, because you don’t know what the other child has been exposed to and might be bringing into your house, where it could be passed on. Avoid large public gatherings or venues where many people congregate such as malls. Social distancing is a way to protect yourself from contagious diseases, including the flu, the common cold or coronavirus (COVID-19). It involves maintaining at least a six-foot distance from other people, getting away from anyone who’s coughing or sneezing, avoiding shaking hands and using technology to meet instead of meeting in person when possible. As a nation we can work together and get it done!

 

Money & Kids #10: Setting Financial Goals

By

We all have financial goals in life, however, some do not know how to achieve them. Teach your kids about financial goals and financial plans. By making short-term and long-term financial goals, plans can then be created to reach those goals.  For example, a new video game system may be on the wish list.

Questions to ask are:

How much will it cost?

How much can we save at a time?

How many months do we have to save for it?

Teach your kids how setting financial goals is a skill they will be using throughout their lives. They will most likely be doing this for the purchase of a car, vacation, holiday presents, home purchase, and retirement. So teaching them about the different types of finances as soon as they are old enough to understand will be in your best interest.

Whilst teaching them about these fundamentals, be sure to mention how hiring the help of a financial advisor could have a positive outlook on their future financial situation too. You see, the role of a financial advisor is to provide the best service regarding your financial situation and to make sure that you live a life of stability in this area. Of course, these professionals are highly sought after, and many decide to use the idea of financial advisor marketing to help them reach as many potential clients as possible. Not only will this help the advisor receive more business, but it allows you to receive important advice when it comes to your financial situation now and in the future.

Learning about finances is one of the most important things you will ever have to do, so passing on your own knowledge to your children as soon as possible will help to put them in good stead when they’re old enough to deal with this situation themselves.

Money & Kids #9: Credit Building

By

It is important to teach children about how to maintain good credit. Teach them how the best loan interest rates only go to those with the best credit. Also future landlords and employers may check their credit when making a decision about them. The concept is a simple one. Keep a low balance on credit cards and pay your bills on time. You may want to talk to them about the pink slip loans you or someone you know has as a means of a short-term finance option, as well as all the repercussions from such loans.

You may also want to find additional information on how to build up credit should they find themselves in a financial situation. Maintaining good credit isn’t always straightforward as it may seem, so teaching your children how to build back their credit could be another good lesson for them. It is more likely that this will be the situation they will begin independent life with since most of their credit will be affected by student loans or other uncontrollable factors. Talking to a bank or another financial institute or company could be helpful in teaching your children about credit, debt, and finances. For example, you may want to visit NovaCredit.com, where you will find information on how to build up credit within the United States. This is great for students who wish to study or work within the country. Doing a little research into financial help and options within another country could be an excellent way to educate your children, should they need it in the future.

Money & Kids #8: Compounding Interest

By

Compounding interest is money that is added to your bank account over time. It can also be money that is added to your credit card bill or loan so you pay a lot more than you originally borrowed. Teach your kids about how saving money today can grow into something much more over time due to compounding. Also teach them how debts can grow into something larger over time due to compounding. Show them the math behind this concept. If you need help teaching them the math of compounding interest, contact Y3K Tutor In Your Home today.

Money & Kids #7: Budgeting

By

Help your teen to create a mock budget using a possible future income. Go over with them all of the expenses that an adult faces (rent/mortgage, credit card bills, taxes, health insurance, auto insurance, auto repairs, entertainment expenses, gasoline, etc.). Let them get a feel for how much one can afford and how to budget so you can have money left over. Share with them the strategies you use in order to manage your money.

Money & Kids #6: Privacy

By

Teach your children the urgency of keeping private information about themselves a secret. Credit card numbers, bank account numbers, social security numbers must not given out. Review with them what to do if their personal information is ever stolen.

Y3K Tutor In Your Home © All Rights Reserved 2003-Y3K